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Arman has "Hello World" which is the video mail you saw. He offers FREE ACCOUNTS to all US Military
and their families and friends. All they need to do is contact him and he'll set them up with free HelloWorld accts.
That way they can SEE one another while on deployments, hear one anothers voices, view home, hearth, see babies being born,
join in on family celebrations, etc. For some reasons though, they're not taking him up on very many accounts.
There is nothing to download or any risk involved. All anyone needs is a webcam and a computer. AND, your account
doesn't have to end. You ALL can continue to have it as long as you want it, FREE. It says differently on the
homepage, but this is a SPECIAL TRIBUTE to our troops. IT DOES NOT EXPIRE. It's an American Business showing APPRECIATION
TO OUR TROOPS. THEY ARE ACTIVELY DOING SOMETHING!
Arman can be contacted through his personal email at playersclub@helloworld.com and he will personally set you up with your free account. You HelloWorld account can also be used as any
other email account also, typing and sending.
I made an error when attempting to set up my account instead of waiting for Arman and ended up signing up
for a regular 'paying' account. I contacted Arman about it and he immediately went in and fixed the problem and refunded
my $10.00 PERSONALLY.
If you don't already own a webcam, you can always find one at walmart or various other stores, OR you can
purchase one directly from HelloWorld. I am currently w/o my webcam cause my dratted puppy chewed through the cord!
I wish MORE MILITARY PEOPLE would take advantage of this FREE, and I do mean TOTALLY FREE offer! No hidden agenda, cost,
etc. Nothing but shear and utter joy at seeing each others faces, hearing everyone's voices, sharing in life deployed
as well as life as it remains on the homefront.
It's sure been an answer to my prayers!
To contact Arman at HELLO WORLD to set up YOUR FREE ACCOUNTS, CLICK HERE NOW!
| Click Here to visit HELLO WORLD |
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| GET YOUR ACCOUNTS NOW |
Stories
Can you master disaster?Imagine a disaster
like Hurricane Katrina. Now, figure out all the ways something like that could affect you. Your home; your car; even your
life — all could be in harm’s way. (more)
The latest benefit
When Ed Salau got his traumatic
injury insurance payment of $50,000 in late December, the first thing he did was pay off his credit card debt. After he lost
his left leg in Iraq in November 2004, he racked up $3,500 in hotel bills so his wife could stay nearby during his recuperation.
(more)
Traumatic injury insurance benefits
The new traumatic
injury insurance program, known as TSGLI — an offshoot of Servicemembers’ Group Life Insurance — pays up
to $100,000 for severe injuries incurred by troops in combat going back to Oct. 7, 2001. (more)
Troops get auto rate breaks
Serving in the military
is a little like being left-handed. It seems that many products and services are created first for the civilian world, then
tweaked for the military as an afterthought. (more)
Safeguard your stuff
While you may not own a house,
you do own a home — all those furnishings and personal belongings that make up your life’s possessions. (more)
Tricare may rise for young retirees
As Congress,
military advocacy groups and the Defense Department battle over Pentagon plans to substantially raise younger retirees’
costs to use Tricare, it is unclear how the proposed fee increases will affect the need for Tricare supplemental insurance.
(more)
Update your home inventory before loss
A disaster
doesn’t have to be on the scale of Hurricane Katrina to make you wonder whether your homeowner’s policy will fix
your roof or even rebuild your house. (more)
Long-term care meets daily needs
Health insurance
covers a lot of things, but don’t count on it if you find yourself needing long-term care at home or a nursing home.
(more)
Military tax tips
Tax
tips for service members
Tax season is here, and military personnel should know several things to make their returns
easier and more beneficial, a military official said. (more)
Reservists eligible for travel deductions
Attention,
reservists. You can turn your travel mileage into an income tax deduction. (more)
Back to top
State-by-state tax guide
State-by-state guide
(A-H)
Below is a state-by-state guide with general information on filing your state income tax return for 2005. For
more information, see the Web sites or call the phone numbers listed for each state. (more)
State-by-state guide (I-M)
Below is a state-by-state
guide with general information on filing your state income tax return for 2005. For more information, see the Web sites or
call the phone numbers listed for each state. (more)
State-by-state guide (N-Z)
Below is a state-by-state
guide with general information on filing your state income tax return for 2005. For more information, see the Web sites or
call the phone numbers listed for each state. (more)
Back to top
Links to tax forms, instructions
Links to IRS
forms and instructions, and downloads
The Web site of the Internal Revenue Service contains all the publications, instructions and forms you will need. Below are some of the most useful links,
plus some IRS publications — in PDF format — that you can download here. Updated for filing 2005 returns. (more)
Back to top
General tax tips
Millions have filed, thousands
procrastinate
MADISON — Miguel Lopez of Appleton wants to buy a house and is saving up for a down payment. (more)
Questions and answers on your federal taxes
Answers
to dozens of common tax questions: (more)
Rising rates mean a tax refund could provide backup savings
This
year, tax software giant TurboTax is making it easier for customers to spend their refunds. TurboTax users who electronically
file their tax returns can use all or part of their refund to buy a gift card from more than 50 retailers, who’ll kick
in some bonus dollars. For example, caffeine lovers who stash $90 of their refund in a Starbucks card will get $100 worth
of lattes. (more)
Click & file
Nearly 14 million taxpayers are expected
to file their taxes online this year. (more)
Tax-prep software, sites make tough task easier
If
challenging your brain reduces the risk of Alzheimer’s, doing your own taxes will help you stay sharp well into your
90s. Grumpy, but sharp. (more)
Learning about education deductions, credits can pay off
Families
make a lot of sacrifices to send their children to college. They drive old cars, give up premium cable and skip their annual
Las Vegas vacation. (more)
Don’t just duplicate last year’s tax return
As
folks gather up their W-2s and 1099s, it’s always good to remember the best tax tip of all: Do not think you can just
copy last year’s return. (more)
IRS to make it easier to get extension
Attention procrastinators:
death and taxes are still unavoidable, but the Internal Revenue Service has decided to make it easier for you to get some
extra time on your federal return. (more)
Phishing, other scams, abound at tax time
Common sense
says the IRS doesn’t e-mail taxpayers offering tax refunds in exchange for confidential personal information. And yet,
every year people are fooled by those and other bogus tax schemes. (more)
Tax time is the right time to watch out for swindlers
The
Internal Revenue Service is warning taxpayers to be extremely cautious of anyone requesting bank account information who claims
to be from the IRS. The scheme is called “phishing,” and it can be done by phone, e-mail or in person. (more)
Neglected filing for a year or two? Make amends now
I
often joke that I pay my taxes because I don’t want the Internal Revenue Service to take my home. (more)
How to make your windfall work for you
Three no-brainer
moves for a mini-windfall: (more)
Consumers eye ’06 tax breaks for saving energy
New
federal tax credits for energy-saving upgrades in the home have caught Denise Griffin’s interest, even after she had
to replace some heating equipment simply because it broke down. (more)
http://www.marinecorpstimes.com/channel.php?GQID=292251
Making the move
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Standard installation topic exchange service
(more)
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Privately owned vehicles (more)
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Military kids on the move (more)
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Surface deploymentand distribution command
(more)
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Housing, CONUS and OCONUS (more)
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Monetary allowance in lieu of transportation
(more)
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Temporary lodging expense (more)
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Home Mortgage Calculators
Seventeen calculators to assist you in making financial decisions when you buy a home.
Go to list of calculators
(More)
Family support information, contacts
Introduction
Deployments
and frequent moves can unravel the fabric of a stable life. Numerous programs and services — from spiritual, to legal,
to family groups — are available to help troops and their families round out their lives. A number of private organizations
also help the military community, including some that have sprung up in response to the needs of families during the ongoing
deployments in Iraq and Afghanistan. (more)
Chaplains
Military chaplains are clergy qualified
to serve as commissioned officers on active duty. They are authorized and endorsed by the governing bodies of their denominations
to perform the same services as civilian ministries, such as baptisms and bar mitzvahs. Chaplains also often deploy with the
troops. (more)
Child care
The Defense Department Child Development
Program is the largest employer-sponsored child care program in the country, serving some 200,000 children from newborn to
age 12. (more)
Family centers
All the services run family programs,
with centers as a one-stop place for members and their families to find information, education and assistance to help them
manage the challenges and enjoy the benefits of military life. (more)
Family support groups
Family support groups, or family
readiness groups, are made up of spouses, parents and siblings of military personnel. They are generally organized through
a unit before a deployment. For those who aren’t geographically close to other family members of a unit, the Army is
rolling out a Virtual Family Readiness Group Web system. It provides an online support system linking deployed soldiers, their
families, family readiness group leaders, unit commanders, rear detachment and other family readiness personnel. Six major
units are testing the system in preparation for fielding it across the Army later this year. (more)
Family team building
The Army and Marine Corps offer
training of spouses through their Family Team Building programs. (more)
Injured service member support
The 24-hour-a-day
Military Severely Injured Joint Support Operations Center provides personalized assistance for all severely injured service
members and their families to ensure they are prepared to return to duty or to reintegrate into their hometowns. (more)
Inspector general
An installation’s inspector
general investigates complaints from service members that cannot be resolved through the immediate chain of command. These
typically involve members who feel they have been wronged by commanding officers or discriminated against by civilian businesses.
For complaints related to fraud, waste and abuse, individuals can e-mail the Defense Department at hotline@dodig.osd.mil or
call (800) 424-9098, from 8 a.m. to 4:30 p.m. Eastern time, Monday through Friday. (more)
Legal assistance
Service members can get a variety
of free legal advice, including preparing tax returns and understanding contracts, from loans to leases. (more)
Liaison office
The Army has liaison offices
at its headquarters. Staff members can help with issues ranging from space-available travel to military pay. The Army Well-Being
Liaison Office can be reached at (800) 833-6622 or (703) 614-7910 from 8 a.m. to 4:30 p.m. Eastern Time, Monday through Friday.
The e-mail address is ArmyFamily.link@hqda.army.mil or see http://www.wblo.org. (more)
Ombudsmen
The ombudsman program, unique to the Navy
and Coast Guard, is an information link between unit commanding officers and the families of their personnel. A similar program,
called key volunteers, operates in the Marine Corps. Ombudsmen are volunteer spouses chosen by a unit’s commanding officer.
Among other things, they are trained in effective listening and stress management. Their job is to refer those in need to
the right help. (more)
Armed Services YMCA
The Armed Services YMCA is a
social-service agency with branches and affiliates at many U.S. installations. Most services, including recreational, educational,
social and religious, are offered free or for a nominal fee to anyone with a valid military ID card. Depending on a community’s
needs, Armed Services YMCAs provide such programs as after-school care, daily child care, mentoring programs, computer learning
centers for children and youth, single soldiers’ centers, hospital assistance, transportation, adult classes, aerobics
and classes in English as a second language. (more)
Operation homefront
This relatively new network,
with chapters in about 30 states, provides assistance with day-to-day issues (such as food, repairs or moving) for families
of deployed service members. Visit http://www.operationhomefront.net for links to local chapters with phone contacts. (more)
Red Cross
Armed Forces Emergency Services of
the American Red Cross provides a vital link home to those serving in remote areas. Call (877) 272-7337, or see http://www.redcross.org. (more)
Relief societies
Private military relief societies
can help service members solve emergency financial problems. There are four private, nonprofit societies: Army Emergency Relief,
Air Force Aid Society, Navy-Marine Corps Relief Society and Coast Guard Mutual Assistance. Each has local representatives
on military installations, usually in family centers. Each operates under different policies and procedures. (more)
Spouse clubs
Spouse clubs are found at most military
installations to help spouses get acquainted with new communities, make friends and find support. Most clubs are involved
in a variety of charitable and self-help efforts. According to Defense Department regulations, a spouse cannot be pressured
to join a club or to donate time to its causes. Nor can an individual’s participation — or lack of it —
affect a spouse’s military career. (more)
USA Cares
This civilian group helps families with
problems that come up during deployments and mobilizations. Much of their help involves getting families through a financial
crunch, helping find local resources for food, car repairs, etc. (more)
USO centers
The United Service Organizations operates
some 123 centers worldwide offering hospitality in commercial and military airports, on military bases and at Navy fleet centers.
(more)
Veterans’ organizations
Local chapters of veterans’
organizations, such as the American Legion and Veterans of Foreign Wars, often provide assistance to families of deployed
active-duty troops and reservists. (more)
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